[多选题] 提问人:匿名网友 提问时间:2021-08-24

下列关于个人贷款利率的表述,错误的有( )。


A .个人贷款的利率由贷款银行根据法定贷款利率和中国人民银行规定的浮动幅度范围以及利率政策等,与借款人共同商定
B .贷款利率=利息额/本息之和
C .—般来说,贷款期限在1年以内(含1年)的实行合同利率,遇法定利率调整不分段计息,执行原合同利率
D .国务院批准和国务院授权中国人民银行制定的各种利率为法定利率
E .贷款期限在1年以上的,合同期内遇法定利率调整时,可由借贷双方按商业原则确定

提问人:匿名网友 提问时间:2021-08-24

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