个人理财业务是商业银行为个人客户提供的财务分析、 财务规划、投资顾问、资产管理等专业化服务活动。这一定义是（ ）提出的 。
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1 .Americans are disturbed by generalizations others make about them because_____.
A different Americans have different sources of origin. B not all Americans were born and raised in the U.S. C American culture has not been thoroughly studied. D they, as individuals, do not have the same ideas and ways of doing things.
2 .In fact, this passage aims to discuss _____.
A how to reduce the cost of printing B how to sell more books C how to improve one’s way of writing D how to become a successful scholar.
3 .The author believes that _____.
A everyone can improve writing if he makes an effort. B few people can improve writing because good writers are born good writers. C everyone can improve writing if he really wants to reduced the cost of printing. D we should improve writing because books are too expensive nowadays.
4 .The sentence “Discreet pauses followed; then the discussion moved on to other matters” in the second paragraph suggests that most people at the session _____.
A thought that it was necessary to improve scholarly writing. B believed that bad scholarly writing was a real problem that was troubling them. C were afraid of talking about how to improve scholarly writing. D felt that better writing was a matter of natural talent.
5 .“Better scholarly writing is a willingness to do it all over again” in the third paragraph means that one can become a better scholarly writer if _____.
A he is willing to be one B he realizes how badly he used to write C he takes the trouble to write and rewrite until he is satisfied. D he is willing to practice more and more.
7 .The tone of this passage is _____.
A kind and friendly B humorous and sometimes, ironic. C bitter and sometimes, hostile D dull and uninteresting.
8 .（ ）制定具体的业务标准、业务流程、业务管理办法，一般利用自身的渠道向个人客户提供个人理财服务。
A 个人客户 B 商业银行 C 非银行金融机构 D 监管机构
9 .Exposure to lead has fallen sharply _______.
A because scientists have warned people of its danger. B after the research was done C as people moved out of old houses D since it was removed from paint and gasoline.
10 .20世纪七八十年代是理财服务的（ ）。
A 瓶颈阶段 B 收缩阶段 C 巩固阶段 D 扩张阶段
